360° BUSINESS FINANCING

Make every dollar go further.

Grants + tax credits + loans + government financing.

Subvia structures and combines the various available financing sources to maximize the capital your company can dedicate to its growth.

Client Cases

Growing Technology Company

A young company investing heavily in R&D was unaware of the full scope of tax credits available. Subvia optimized their file and secured $487,000 in scientific and technological tax credits.

Export Manufacturing SME

Manufacturing company with export operations. Subvia structured their access to export assistance programs and financed their international growth. Result: $156,000 in grants.

Health & MedTech Startup

Company developing innovative health solutions. Subvia combined tax credits, regional innovation grants, and financing programs to maximize their capital access. Total secured: $623,500.

Why entrepreneurs choose Subvia

ENTREPRENEURS FOR ENTREPRENEURS

We understand the reality of growth because we live it ourselves. We know what every dollar of financing means.

SENIOR EXPERTISE

Strategy, finance, SR&ED, tax credits, and government financing united within a single team.

A 360° APPROACH

We don’t limit ourselves to tax credits or grants. We analyze and structure all available levers to maximize your financing.

We don’t just look for a program. We build your financing structure.

Partners

$24M+ in structured financing

180 diagnostics completed

90% success rate

A clear decision in 30 minutes

Who Supports You

Three complementary journeys, one goal: making your financing a simple and disciplined process, not an obstacle course. Ralph leads framing strategy and daily client support. Paul structures operations, internal processes, and the financial aspects of each case. Jonathan heads SR&ED expertise and partnerships that grant access to the right programs at the right time. Together, we focus on honesty about your real chances rather than promises — and stay committed until the file submission.

"We've been on the other side of the table.

We know what $100,000 means for an SME: a hire, several months of development, expansion, or simply more time to reach the next milestone."

Ralph François

Strategy & Growth

An experienced entrepreneur, Ralph understands the growth, sales, recruitment, and financing challenges leaders face.

Paul Godin

Finance & Structuring

Paul brings financial discipline to determine how to structure and prioritize various sources of capital.

Jonathan Klang

Tax Credits & SR&ED

His specialized experience allows integrating tax credits into a much broader financing strategy.

Are you investing in your growth?

Innovation & R&D

Technology development, AI, products, and processes.

Productivity & automation

Equipment, ERP, digital transformation, automation

Hiring & growth
Job creation and capacity building.

International expansion
Go-to-market, exporting, and new markets.

Our method

Simple. Disciplined. Results-driven.

Pre-qualification → Diagnostic → Plan & prioritization → Targeted execution. Four steps, no more, to go from the first call to a submitted file.

The Offer

A quick entry point.
Next steps based on your priorities.

Choose the step that matches your stage — we’ll structure what comes next together.

360° diagnostic
What’s actually available?

Gratuit

30–45 minutes

Understand your situation in under an hour. We decide — we don’t leave you in the dark.

✓ Context, objectives, and constraints

✓ Realistic assumptions and levers (grants, tax credits, SR&ED)

✓ Clear Go / No-Go decision

✓ Concrete next steps

Financing strategy
How to maximize and sequence the different sources?

3 750$

2–6 weeks

$3,750 CAD

We prepare a defensible file, aligned with real criteria — ready to submit.

✓ Complete file structuring (narrative, budget, milestones)

✓ Alignment with real program criteria

✓ SR&ED integrated if eligible

✓ Submission prep + execution plan

✓ Documented proof points

Execution & secured funding
Subvia handles the process through to funding.

10% success fee

A complete financing plan, sequenced and prioritized — so you never chase the wrong leads again.

✓ Financing plan and realistic timeline

✓ Grants + tax credits + SR&ED sequenced

✓ Prerequisites, documents, metrics, responsibilities

✓ Decision framework to avoid costly false starts

À la carte strategic advisory

Need expertise without a full mandate?

250$ de L'heure

✓ Analysis of a funding opportunity or program

✓ Validation of eligibility and criteria

✓ Review of a project, budget, or application before submission

✓ Funding strategy and sequencing of programs

✓ Guidance on grants, tax credits, and SR&ED

Discutons de votre projet

Addresse

1673A Av. Aird Montréal, QC H1V 2V4

Heures d'ouvertures

Mon – Fri 9:00am – 5:00pm

Numéro de Téléphone:

438-535-5607

Montreal, QC H3B 2B6, Canada

Simple. Rigoureux. Axé sur les résultats.

Le financement simplifié pour les PME et les startups.

© 2026 Subvia Financier inc. Tous droits réservés.

438-535-5607

1673A Av. Aird Montréal, QC H1V 2V4